LOAN OPTIONS
Conventional Loans
At Liberty One Funding, You can achieve homeownership with flexibility of our Conventional Loan alternatives. These loans have a variety of term options and competitive interest rates. These Loans are not backed by the government Whether you’re wanting to invest, refinance, buy a property for the first time, or move up in your home, our Conventional Loans can be tailored to meet your specific needs. With the Liberty One Funding by your side, you can explore Conventional Loans that complement your objectives and make the most of your real estate Opportunities.
FHA Loans
With the FHA Loan Program from Liberty One Funding, you may achieve affordable homeownership. Our FHA Loans, which are backed by the Federal Housing Administration, provide accessible options for people with diverse credit histories or limited down payment resources. If you’re a first-time buyer or seeking a more flexible qualification process, our FHA Loans could be the ideal solution. We’re here to help you through the procedure so you can take advantage of the FHA Loan Program and make wise decisions.
Reverse Mortgages
Liberty One Funding offers competitive rates and personalized solutions for reverse mortgage loans, providing homeowners with access to their home equity without monthly payments. Our Experienced team guides clients through the process with transparency and integrity, ensuring a stress-free experience. With a commitment to customer satisfaction, Liberty One Funding tailors solutions to meet each client’s unique financial needs and goals. Choosing Liberty One Funding for a reverse mortgage loan means trusting a reputable broker with a track record of reliability and excellence
Bank Statement Loans
At Liberty One Funding, You can achieve homeownership with flexibility of our Conventional Loan alternatives. These loans have a variety of term options and competitive interest rates. These Loans are not backed by the government Whether you’re wanting to invest, refinance, buy a property for the first time, or move up in your home, our Conventional Loans can be tailored to meet your specific needs. With the Liberty One Funding by your side, you can explore Conventional Loans that complement your objectives and make the most of your real estate Opportunities.
DSCR Loans
Choosing a Debt-Service Coverage Ratio (DSCR) loan with Liberty One Funding offers a viable option for real estate investors seeking financing. This loan type focuses on the property’s income potential rather than the borrower’s personal income. Liberty One Funding simplifies the application process, considering the property’s cash flow to determine loan eligibility. With their expertise in DSCR loans, borrowers can secure financing for investment properties with competitive rates and favorable terms.
VA Loans
With our VA Loan options, we at Liberty One Funding are honored to assist our veterans and active military personnel. VA Loans are intended to give veterans, eligible active-duty service, and surviving spouses, members an opportunity to become homeowners. Our VA Loans are our way of giving back to those who have served our nation; they have reasonable rates, no down payment requirements, and flexible credit standards. Give Liberty One Funding a call to help you realize your goals of becoming a homeowner and learn more about the benefits of VA loans.
Home Purchase Loans
Turn your dream home into a reality with our assistance. We will walk you through the entire financing process, making sure you get the best loan for your dream home.
Mortgage Refinancing
We are here to assist you through the refinancing process and explore options that can save you money over time.
Customized Loan
We get it. No two borrowers are the same when it comes to their financial needs. Our loan options ensure that you will find the right product for your financial needs and goals.
Jumbo Loans
Our jumbo loan products are tailored to higher value properties. With our competitive jumbo loans, we are confident to fulfill your financial situation.
Debt Consolidation
Manage your finances by consolidating high interest rate revolving or installment loans into one manageable payment. This potentially lowers your overall interest and monthly payments.
Flexible Term Selection
Choose a loan term that suits your life stage and goals. Our selection allows you to balance monthly payments and long-term savings
Working With Liberty One Funding
At Liberty One Funding, we facilitate your journey to buying a house by offering access to diverse lenders for tailored mortgage solutions.
Our process guides you through the steps to purchasing a home, ensuring a seamless experience from start to finish.
From understanding your specific needs to navigating the paperwork, Liberty One Funding provides personalized assistance for every steps of purchasing a home.
Let us negotiate on your behalf, securing favorable terms for your mortgage, especially beneficial for self-employed individuals.
Beyond the purchase, our support continues, answering any questions you have throughout the life of your loan.
With transparency as our hallmark, Liberty One Funding openly discloses all the steps to buying a house before, during and after securing your loan, ensuring your confidence in our services.
EXCELLENTBased on 17 reviewsTrustindex verifies that the original source of the review is Google.Zayra Leal2023-11-17I had the privilege to work with Jon as my family and I navigated through the lender options with purchasing our first home. Jon was very patient, knowledgeable, and very professional. His honesty and way of helping us made the process very easy for us and was always available for any questions. When we decide to refinance we won’t have to look anywhere we will go with Jon. Highly recommend him! Thank you Jon! :)Trustindex verifies that the original source of the review is Google.Jake Arko2022-07-28Hoz A. is one of the best in the business. Her attention to detail and knowledge of the industry is unmatched. Highly recommend giving Liberty One Funding a call for and and all your mortgage needs.Trustindex verifies that the original source of the review is Google.Elizabeth Cypress2021-09-13Jon Haidar was amazing to work with and I highly recommend him. I was looking to refinance my home and because my credit score was in the low 500's I had been turned down several times and had given up all hope until I met Jon. He said he had worked with clients like me and was sure he could help me, and he was right! I refinanced at a lower interest rate and got enough money out to pay off all of my bills! Thank you Jon!Trustindex verifies that the original source of the review is Google.Haydee Madrigal2021-05-18Hoz is the greatest, I was getting a quote from a lender that was not terrible but definitely not the best offer. After speaking with Hoz she showed me how much better I could do with her but also how to improve my score, and made it easy for me to understand my options. So knowledgeable, professional but also friendly, I'm so happy I got a chance to work with her and Liberty One Funding.Trustindex verifies that the original source of the review is Google.Leimomi Autufuga2021-05-06Our experience was positive and wonderful. Hoz is professional with the uttmost respect and understanding. We were very pleased with the results of our refinance , it was done within 32 days and got cash out with a lower monthly payment..we also thought no one would do what we want with the equity in our house. Over all, Hoz made this process as smooth as possible...we will definately call her in the future for all of our realty needs. In fact if you know Hoz, just put her in your phone contacts. She is a friend for Life..All I can say is Thank U, Thank U and Thank U.Trustindex verifies that the original source of the review is Google.Gerald Kite2021-04-27Simply Amazing. We were referred to Hosna by a dear friend, ... In all my years I have never received such great customer service from such a wonderful person along every part of the process. Clear communication. From the small details to the big numbers, and everything in between, Hosna was there every step of the way. She held are hands practically, her knowledge and experience of all the facets of real estate made this purchase a dream come true. In our humble recommendation , she should be your go-to lender in the United States, especially here in California, Los Angeles to our beautiful Bay Area. Her and her team will always have a seat at our dining table and a bed in our guest room. That may sound sentimental, but it’s true. She is amazing. We Thank you !!!!Trustindex verifies that the original source of the review is Google.Tessa Riso2021-03-16Hoz A. treats all her customers with the utmost kindness and respect. She exhibits tremendous patience and uses a solution-focused approach and positive attitude! She truly is an exceptional mortgage consultant always ready to provide excellent customer service. My experience working with Hoz has been very positive; I always felt cared for and knew that I could depend on her no matter what. She is very professional, punctual, and a very trustworthy person. Knowing that she had everything under control allowed me to relax and shift my focus towards my family and work. I’m sincerely grateful for all she did to ensure I received the best loan for my needs. This was my second time working with Hoz and I highly recommend her to friends, family and anyone looking for an outstanding mortgage consultant!Trustindex verifies that the original source of the review is Google.Esmeralda Gasca2021-01-18Hoz and Jon were absolutely wonderful in our refinance and investment purchase loan process. They are very knowledgeable, professional and proactive. They really take care of their customers and make the whole process seamless and less stressful. They answered all our of questions satisfactorily and helped us every step of the way. I definitely recommend their service. Thank you Hoz and Jon for all your help!Trustindex verifies that the original source of the review is Google.Frank Mendoza2021-01-05They were very helpful with the loan process answered all my questions. It was never to late or to early for them to pick up the phone when I called. Made the home buying smooth as possible.